Advise from the American Medical Association

The AMA has also issued AMA Policy H-185.967, which declares “that treatment of a minor child's congenital or developmental deformity or disorder due to trauma or malignant disease should be covered by all insurers” and “shall include treatment which, in the opinion of the treating physician, is medically necessary to return the patient to a more normal appearance․” See “Coverage of Children's Deformities, Disfigurement and Congenital Defects,” American Medical Association, AMA Policy H-185.967 .